Disclaimer

Fund performance vs sector excludes the effect of initial charge and assumes any income reinvested net of UK tax.

Unless otherwise stated, the source of all information is City Financial Investment Company Limited. All features described in this factsheet are current at the time of publication and may be changed in the future. Past performance is not a guide to future performance. The investment’s value and any income deriving from it may fall as well as rise, as a result of market and currency fluctuations. You may not get back the amount originally invested.

If you have any doubt about the suitability of this product, you should consult an independent financial adviser.

Chart data source is Lipper, a Reuters Company.

Lipper ratings for Total Return reflect funds’ historical total return performance relative to peers as of 31.12.2009. Lipper ratings for Consistent Return reflect funds’ historical risk adjusted returns, adjusted for volatility, relative to peers as of 31.12.2009. Lipper ratings for Preservation reflect funds’ historical loss avoidance relative to other funds within the same asset class, as of 31.12.2009. Preservation ratings are relative, rather than absolute, measures, and funds named Lipper Leaders for Preservation may still experience losses periodically; those losses may be larger for equity and mixed equity funds than for fixed income funds. The Lipper ratings are subject to change every month and are based on an equal-weighted average of percentile ranks for the Consistent Return, Preservation, and Expense metrics over three-, five-, and ten-year periods (if applicable). The highest 20% of funds in each peer group are named Lipper Leader or a score of 5, the next 20% receive a score of 4, the middle 20% are scored 3, the next 20% are scored 2, and the lowest 20% are scored 1. The City Financial Strategic Gilt Fund in Lipper’s Total Return, Consistent Return, and Preservation classifications, received the following ratings for the 3-year period, respectively, Total Return: 5 (1), Consistent Return: 5 (1), Preservation (in UK Gilt): 5 (1). Lipper ratings are not intended to predict future results, and Lipper does not guarantee the accuracy of this information. More information is available at www.lipperleaders.com. Lipper Leader Copyright 2009, Reuters, All Rights Reserved.

Issued by City Financial Investment Company Limited. Registered office is 21 Ironmonger Lane, London, EC2V 8EY, registered number 189302. Authorised and regulated by the Financial Services Authority.